Lenders, title companies, and escrow processors need property risk data with a verifiable audit trail. A data point buried in a vendor’s proprietary model is a liability when an auditor samples your loan file in eighteen months. Mireye Earth returns floodplain status, conservation easement flags, parcel boundary context, and environmental indicators sourced directly from federal datasets — USGS, USDA, NOAA, and the US Census Bureau — with per-field provenance on every value. When an auditor asks where a figure came from, you point them to theDocumentation Index
Fetch the complete documentation index at: https://www.mireye.ai/llms.txt
Use this file to discover all available pages before exploring further.
source_url.
Key fields for lending
| Field | What it answers |
|---|---|
within_floodplain_polygon | Is the property inside a floodplain polygon? Supports flood-insurance disclosure requirements. (USGS NHDPlus HR) |
intersects_conservation_easement | Does the parcel intersect a recorded conservation easement? Disclosure may be required before close. (USGS PAD-US) |
coast_distance_m | Distance to the nearest shoreline — determines whether coastal hazard insurance is required. (NOAA CUSP) |
soil_drainage_class | NRCS hydrologic group for the parcel — a signal for foundation drainage risk on collateral assessment. (USDA SSURGO) |
primary_building | Building height, footprint area, and FEMA occupancy class — inputs for replacement-cost and collateral value estimates. (Overture + FEMA USA Structures) |
tract_geoid, political_county | Census tract GEOID and county name for geographic compliance reporting and CRA mapping. (US Census TIGER) |
Floodplain disclosure check
Fetch floodplain status and coastal proximity in one call:within_floodplain_polygon returns a boolean sourced from USGS NHDPlus HR. The source_url in the response links directly to the USGS dataset, so any party to the transaction can verify the floodplain determination independently.
within_floodplain_polygon is derived from the USGS NHDPlus HR hydrography layer, not the FEMA National Flood Hazard Layer (NFHL). For regulatory flood-insurance determinations, use the FEMA NFHL. Mireye’s value is a useful pre-screen and a citable data point, but it does not substitute for a Standard Flood Hazard Determination.Property boundary and easement lookup
Theboundaries preset returns census boundaries, county and locality identifiers, census tract GEOID, and conservation easement status in one call:
intersects_conservation_easement returns true, the source_url points to USGS PAD-US, the federal protected-areas database, so you can pull the easement holder and extent directly from the source before ordering a title search.
Natural-language question for loan officers
Use/v1/ask when a loan officer needs a plain-language answer to include in a credit memo. The planner picks the relevant fields automatically and returns a cited narrative response.
answer field is ready to paste into a memo. The citations array carries source, source_url, and fetched_at for every value referenced, so the narrative is independently verifiable without re-querying Mireye.